Can I take a Hardship withdrawal from my Annuity Account?

No. The Philadelphia Carpenters Savings Plan is a Defined Contribution Plan; specifically, a Profit-Sharing Plan, where hardship withdrawals are allowed under IRS regulations.

The Philadelphia Carpenters Pension & Annuity Fund is a Defined Benefit Plan; specifically, a Money Purchase Plan, which do not allow for hardship withdrawals under IRS regulations.