How do you determine which insurance is primary for our child(ren)?

The Fund will coordinate with a spouse’s insurance plan based on the parent’s birth date: The parent whose birthday falls first in the calendar year will be primary, and the other parent will be secondary. If you have questions about how the Carpenters’ plan would coordinate as a Secondary Insurer with the types of Plans offered through your Spouse’s Employer, please feel free to contact the Medical Department at the Benefit Fund Office at (215) 568-0430 or email enrollment@carpenters.fund.